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Asset Finance

Need Equipment Now, But Don’t Want To Affect Your Cash Position?

Asset Finance is an intelligent and fantastic solution to fund the essential items your business needs.

You can purchase the equipment with the flexibility you need to make affordable repayments, instead of a large upfront cost, helping you to manage your cash flow and grow your business efficiently.

Saffron Financial will work closely with you and your business to gain a full understanding of your financial needs, whilst building an honest and long term relationship – enabling us to assist you in fulfilling your long term goals and short term business needs.

Providing The Right Finance Solution For You

We offer the two most popular types of Asset Finance here at Saffron Financial:

  • Hire Purchase – you own the asset outright at the end of the term
  • Leasing – use latest equipment without ownership commitment
  • Refinancing – Refinance existing assets to release equity

We also enable you to refinance your existing assets, whether you own them outright or they are funded by another provider.

We take the time to understand your business and can structure your repayments to reflect your specific needs.

Whether you use Hire Purchase or Leasing, or Refinancing, the benefits are the same when you use Saffron Financial.

  1. Hire Purchase

    Hire Purchase

    Allows you to own the asset outright at the end of the term

  2. Leasing


    Lets you use the latest equipment for a monthly fee without the commitment of ownership

  3. Refinancing


    Refinance existing assets to release equity

Is Your Business Suitable For Asset Finance?

  • Yes: want to spread the cost of buying new equipment
  • Yes: are an established business and can demonstrate that the repayments are affordable
  • Yes: already have assets or need to purchase new ones but need to minimise the impact on your cash flow
  • Yes: If you’d like to structure payments to suit your cash flow

Assets We Can Finance

As you would expect we can fund the different types of equipment you need. This ranges from hard assets such as commercial vehicles and construction plant to soft assets including IT hardware and office furniture.

So if you’re looking for a funder who takes a more intelligent approach to asset finance and considers your long-term goals, as well as your current financial needs, you can be confident – we can help!

Asset Types

Hard Assets: Equipment With Defined Value

  • Yes: Buses and coaches
  • Yes: Commercial vehicles
  • Yes: Construction plant
  • Yes: Machinery
  • Yes: Cars and vans
  • Yes: Printing equipment
  • Yes: Agricultural and forestry equipment

Soft Assets: Limited Resale Value Equipment

  • Yes: Office furniture
  • Yes: Commercial kitchens
  • Yes: Audio Visual and IT hardware
  • Yes: Software
  • Yes: Factory equipment